Vacature Local Partner

WE BELIEVE WE CAN IMPROVE THE POOREST MOTHERS' AUTONOMY BY STIMULATING AND INVESTING IN FEMALE ENTREPRENEURSHIP. WITH DONATIONS FROM THE DUTCH MARKET AND OUR LOCAL PARTNERS IN ASIA WE ARE ABLE TO REACH THESE FEMALE ENTREPRENEURS.

Want to become our local partner?

Microcredit for Mothers's most important asset is our local microcredit partner network through which we reach the women in our target group. The partners are either local Micro Finance Institutions (MFIs) or smaller local non-governmental organizations (NGOs) in South Asia and South East Asia. These organizations have already established a relationship of trust with the local communities we intend to provide a microcredit to.

Via our partners we offer the women in the local communities a microcredit loan, accompanied with basic financial-, entrepreneurial- or female leadership training. As such, women learn to save part of their income, they become familiar with the basics of financial accounting, they are trained in several professions and finally, they are engaged in sessions on leadership.

Project proposal

Prerequisites for receiving one of our loans are a detailed Microcredit for Mothers approved project proposal (including name, age, type of business and loan usage per woman) as well as confirmation of the ability of the partner to provide quarterly key performance indicators to us. To ensure the latter, a visit by one of our program managers to the local partner is also a necessity before the start of a partnership. After all of the above mentioned elements are in place, our local partner receives the fund and disburses this as microcredit loans with interest to the women that were specified in the project proposal.

Interest

The interest of the microcredit loan is determined together with Microcredit for Mothers and is always in line with the market (microfinance-) interest rate of the country in question. The interest-income is used by our local partner organizations to finance labor and travel costs and any other costs associated with the specific project.

Collateral

No collateral is involved in the microcredit loans distributed with our funds. The target group we want to reach, the poorest of the poor, is often not able to provide any. Instead, our partners may ask a group of women in a community to vouch for each other in order to get the loan, in accordance with the Grameen methodology. In some countries we work with so-called Self-Help Groups, who take on the loan as a group, thereby having the group members jointly share the responsibility for the entire group's liability.

Regular visits

Our local partners meet with the women on weekly or monthly basis and collect loan- and interest payments. Loans which have been returned are redistributed to a (new) group of women according to the concept of a revolving fund. Our goal is to have every woman repay her loan within a year and to provide a woman with a maximum of three loans. At the moment, women usually repay their loans between ten and twelve months.

Functie:	local partner
Startdatum:	13-05-2024
Ervaring:	Ervaren
Educatielevel:	HBO
Contracttype:	Vast
Salaris:	onbekend – onbekend
Uren per week:	1 – 40

Heb je interesse in deze vacature en wil je graag op deze functie solliciteren? Neem dan contact op met Stichting Microkrediet voor Moeders via onbekend of onbekend. Of bezoek hun website onbekend.